This website is owned by and is under the control of Consumer Portfolio Services, Inc. (“CPS”). Your access to and use of the CPS website is subject to the terms and conditions set forth here and all applicable laws. When you access, view, or use the content, materials, or services available on or through this website, you agree to these terms. If you do not agree to them, do not access, view, or use the content, materials, or services available on or through the website. All or part of the terms may be superseded by expressly designated legal notices or terms located on particular pages at this website. We may revise these terms and conditions from time to time, without any notice to you. You should visit this page and our website from time to time to review our current terms and conditions. CPS reserves the right to terminate access to this website or take other actions it reasonably believes necessary to comply with the law or to protect its rights or customers. Any access or attempt to access or use this website for any unauthorized or illegal purpose is strictly prohibited.
We collect certain personal information about our customers from the following sources: (a) information we receive from them, (b) information concerning their transactions with us, our affiliates, or others and (c) information we receive from consumer reporting agencies. We may disclose the following kinds of nonpublic personal information about our customers to our affiliates: (a) information we receive from our customers, such as names, addresses and social security numbers; (b) information about our customers’ transactions with our subsidiaries, affiliates or others, such as their account balance, payment history, parties to account transactions, and account usage; and (c) information we receive from a consumer reporting agency, such as credit histories. We do not disclose any non-public personal information about our customers or former customers to anyone except as permitted or required by law. To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information. We also maintain physical, electronic, managerial and procedural safeguards to protect the privacy of your personal information and account information. We urge you to take every precaution to protect your personal data when you are visiting our website. We request that you never allow anyone else to have access to your personal account information, leave your computer unattended while visiting our website, or save any personal account information on a public computer. By using this site or providing us with your personal contact information such as address, telephone number, mobile telephone number or email address you agree that we may contact you by any method provided to us, including by an automated dialing device.
The materials in the website are presented solely for the purpose of providing information from CPS to those located within the United States. CPS controls this website from our offices located within the United States of America. We make no representation that materials in the website are appropriate or available for use in other locations. Those who access this website from other locations do so on their own initiative and are responsible for compliance with applicable local laws.
Any controversy or claim arising out of or
relating to the content or use of this website shall be determined by binding
arbitration in accordance with the rules of the American Arbitration
Association and not by court action, except as provided by California law for
judicial review of arbitration proceedings. By using this website, you
irrevocably and unconditionally consent to personal jurisdiction in California
and arbitration in Orange County, California. The prevailing party in any
arbitration between us will be entitled to recover from the non-prevailing
party the reasonable costs and expenses of the arbitration. Both parties hereby
consent to the jurisdiction of the California Courts and waive any objections
as to personal jurisdiction or as to the laying of venue in such Courts due to
inconvenience of forum or any other basis.
Any rights not expressly granted herein are reserved.
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